A money-saving expert has shared a simple 52-week challenge which can help you to save more than £1,300 in a year.
What with the cost of living crisis in full swing, we could all do with a little help in the finance department.
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But saving money can seem like an impossible task in this climate.
However, TikToker Carly (@carly_elizabeth_h) has shared a nifty little challenge to follow and it could help you to put away enough money for a holiday, towards a house deposit or whatever else you're saving for.
It's along the same lines as the 'envelope challenge', which saw one woman put away more than £5,000 in under six months.
But the problem with that system is you'd need a hefty amount of disposable income to make it work.
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Carly's idea, on the other hand, is a little more realistic.
The TikToker explains exactly how to do it in a series of videos, having demonstrated how it helped her to save £1,378 in 2022.
If you're hoping to do the same in 2023, take notes.
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In one clip, she shows a page of paper filled with coloured coins featuring different sums of money on them ranging from £1 to £52 - one for every week of the year, get it?
She explains: "You just pick a circle each week, so it could be one week you're going to do £5, one week you're going to do £20.
"It's just depending on what you can afford, and you do that every week throughout the year."
A separate video sees the money-saving guru explaining that you can carry out the challenge whether you get paid weekly or monthly - just be sure to budget for the month ahead if you fall into the latter camp.
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She also recommended saving some of the higher sums earlier on in the year, as we all know how expensive things get as we head into the Christmas months.
Dozens of people have commented on her smart idea, with plenty saying they're going to try it out for themselves.
"I am going to try this one," said one, to which Carly replied, "Good luck! I think this one is a good one to do."
Another asked: "So is it basically numbers 1 to 52? So the highest amount you will save one week is 52 Pound? Thanks."
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Carly responded: "Yes that’s it numbers 1 up to 52 and you pick an amount each week to put aside."
"Brill idea," commented a third, while a fourth wrote, "I love how you've responded respectfully to everyone. It's been useful to get kind advice to the questions."
A fifth chimed in: "I’ve just started this one. Back dating so I can use for Christmas next year."
So there you have it - if you've got a holiday in mind or you just want to get into the habit of saving, maybe give the 52-week challenge a whirl.
Daisy Phillipson