For the vast majority of us, retirement is a long, looong way away. It's actually probably best not to dwell for too long on exactly how many more years of work we have in front of us.
But Hayden Bowles, from the US, doesn't have that problem.
At just 22-years-old, Hayden has already managed to make millions of dollars and officially hang up his hat when it comes to necessary full-time work.
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He now uses TikTok and YouTube to share his story, explaining that he set up various businesses in his teens which helped in him rake in the cash from a young age.
"I had started to make a pretty substantial income from my business when I was 17-years-old, and that was in the E-commerce industry," Hayden explained in one video.
"I still work, I love to work but I am technically retired because of the money I've set aside from real estate. The money that pays me does support my lifestyle."
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After dropping out of school at 17, Hayden founded the platform EcommSeason, which offers online courses costing up to $575 (£457). He's also managed to establish a real estate portfolio to build out his earnings.
Last year, Hayden explained eCommerce had earned him $15 million in revenue, and $3 million (£2.3m) in profit.
He split that $1.5 million (£1.19m) with his business partner, but has earned a further $4 million (£3.1m) through his education company EcommSeason.
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With another $1.5 million in profits coming from real estate investments, Hayden said at that point he'd earned $7 million (£5.5m) in his career.
By the time he was 18, Hayden said he'd already earned enough to buy himself a Lamborghini, and he was a 'millionaire' by 19.
Hayden has told his followers that the key to success is having a 'singular focus', and recommended making that 'something scalable that you want to do long-term'.
The businessman also shared some tips for things that 'millionaires do', the first being 'live on 20 percent or less of what you make'.
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"If you can do that, you're going to be able to save and invest and double down so aggressively," Hayden said.
I know what you're thinking - living off 20 percent is easily said when you have millions to work with, but Hayden said if you can't do that, you don't make enough money. He has an answer for that, too.
"Number 2: Focus more attention on your income than anything else."
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Rather than aiming to get a side-hustle, Hayden doubled down on his advice of having a 'singular focus' and instead recommended working more in your own industry.
It's worth a try, I guess?
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Emily Brown